Declaration of consent

By accessing the websites of Zürcher Kantonalbank (hereinafter referred to as the "ZKB websites") and the services, products information, opinions, documents, functions, etc. contained or described therein (hereinafter referred to as "information"), you declare that you have understood and accepted the terms and conditions of use. Please also read the additional legal information and disclaimers on the ZKB websites  for the services and products you wish to use.

Right of amendment

The terms and conditions of use, the legal information and all information on the ZKB websites may be amended at any time without prior notice. Please read the terms and conditions of use whenever you visit the ZKB websites. If you do not understand or do not agree with a provision in the terms and conditions of use, please leave the ZKB websites.

Access and restrictions

The ZKB websites are intended solely for persons that are resident in or have their registered office in Switzerland. Persons subject to a jurisdiction that prohibits access to the ZKB websites due to their nationality, place of residence or domicile, or for other reasons are not permitted to access the ZKB websites. Furthermore, some services and products described on the ZKB websites are subject to restrictions on the basis of place of residence, domicile, nationality or client segment. Therefore certain services and products described on the websites may not be permissible or suitable for you. 

No advice and no offer

The information published on the ZKB websites is for information and advertising purposes only. It does not constitute an advice or – from a legal, tax, financial or other point of view – a recommendation or offer to purchase or sell products or to conduct or conclude any other kind of transaction or legal act. The fact that you are accessing the ZKB websites does not make you a client of Zürcher Kantonalbank.

[Please also read the notes on investment information published on the ZKB websites (zkb.ch/legal).]

No orders

Zürcher Kantonalbank expressly declares that it is not obliged to accept orders, cancellations of orders or authorisations for business operations such as payment or stock market orders, blocking of accounts or credit cards, changes of address etc. via contact forms on the ZKB website. Electronic means of contact for specific services (such as order forms) on the ZKB websites as well as specific agreements between you and Zürcher Kantonalbank remain reserved.

Exclusion of liability

Zürcher Kantonalbank exercises customary due care in creating information published on the ZKB websites. Nonetheless, Zürcher Kantonalbank does not accept any liability, in particular for the up-to-dateness, correctness, accuracy or completeness  of all the information on the ZKB websites. Zürcher Kantonalbank reserves the right to amend or delete the information on the ZKB websites at any time without notice. The opinions and assessments expressed on the ZKB websites reflect the view of Zürcher Kantonalbank at the time of publication and do not constitute a legal, tax or other advice of either a general or specific nature.

The information on the ZKB websites is offered "as is" and "as available". Zürcher Kantonalbank provides no guarantees whatsoever that access to the ZKB websites or individual functions on the ZKB websites will be free of malfunctions or interruptions, that any errors will be rectified or that viruses or other dangerous components will not be transmitted during use of the ZKB websites.

Zürcher Kantonalbank does not accept any liability for the up-to-dateness, correctness, accuracy or completeness of the information on the ZKB websites.  To the extent permitted by law, Zürcher Kantonalbank accepts no liability whatsoever for direct and/or indirect loss or damage or missed profits arising as a result of using or accessing the information on the ZKB websites or clicking on links to third-party websites or because it is impossible to use or access such information. This exclusion of liability also applies to any loss or damage arising from third parties manipulating the ZKB websites. Additionally, Zürcher Kantonalbank does not accept any liability for third parties manipulating your IT system.

Any specific agreements between you and Zürcher Kantonalbank on electronic services remain reserved.

Reservation of all intellectual property rights

All information on the ZKB websites is protected by intellectual property rights and belongs to Zürcher Kantonalbank or to third parties. The information may be freely used for private purposes only. No element or information on the ZKB websites is intended to confer a licence or right to use any registered trademark, logo, image or other content protected by intellectual property rights. Without the written consent of Zürcher Kantonalbank, it is forbidden to systematically call up content on the ZKB websites in order to compile a collection, database or directory, either directly or indirectly.

Links to other websites

The ZKB websites may contain third-party content or links to third-party websites. Links to third-party websites on ZKB webseites are provided for information purposes and for the purpose of user-friendliness. Zürcher Kantonalbank has no influence whatsoever on these third-party websites and therefore does not accept liability for the accuracy, quality, completeness and legality  of the content or the availability of such websites or for any offers and services they contain. The liable party is the operator of the websites visited via the links. Zürcher Kantonalbank cannot be held liable for these websites. You follow links to such websites at your own risk.

Last updated: December 2019