International Payments

Our recognised competence in payment transactions is based on four factors: fast systems, efficient handling, worldwide networking and ISO 20022 compliance for reliable payments.

Benefits for you

Our transaction systems are among the fastest and most efficient in the world.

Our payments and cash management systems adapt perfectly to the new ISO 20022 requirements.

Our network of correspondents is dense and spans the globe.

Our administration is known for its customer proximity and reliability.

Our transaction systems are among the fastest and most efficient in the world.

Our network of correspondents is dense and spans the globe.

Our payments and cash management systems adapt perfectly to the new ISO 20022 requirements.

Our administration is known for its customer proximity and reliability.

Our Services

  • National clearing SIC (CHF/EUR).
  • International clearing based on ISO 20022.
  • Physical means of payment (including precious metals).

Overview

  • First-class quality, assured by ISO-certified handling (ISO 9001/9004).
  • No interface problems: you get everything from a single source, including supplementary products such as foreign currency and money market trading.
  • Cost savings thanks to cost-efficient solutions such as SWIFT FileAct.
  • Favourable individual pricing for high transaction volumes.
  • Guaranteed continuity and client proximity.

ISO 20022 migration in correspondent banking

Summary

  • We will support you in managing the major transformation in the payments industry from March 2023 onwards.
  • We will be ready to receive ISO 20022 messages like pacs.008,009,004,002 or camt.053,052,054.
  • We will be ready to send ISO 20022 messages like pacs.008,009,004 and camt.053.
  • To guarantee best flexibility, we still send MT9xx messages until the counterparty gets in touch with us.

Timeline

Service New MX Messages Institutions to Zürcher Kantonalbank Zürcher Kantonalbank to Institutions
Payments pacs.008/009/009 COV/009 ADV/004/002  From March 2023 From March 2023
Reporting camt.052/053/054 From March 2023 From March 2023*
Investigation camt.056/camt.029 From March 2023 GPI Stop and Recall*
Notification camt.057 From March 2023 From March 2023
General Investigation Multiple message formats
Tbd
Tbd

* bilateral agreement mandatory

List of correspondents

Currency Institution Location SWIFT
Australia – AUD Australia and New Zealand Banking Group Ltd. Melbourne ANZBAU3M
Canada – CAD Royal Bank of Canada Toronto ROYCCAT2
Chinese Renminbi Yuan – CNY China Construction Bank Zürich  PCBCCHZZCLR
Czech Republic – CZK Ceskoslevenska Obchodni Banka A.S. Prague CEKOCZPP
Denmark – DKK Danske Bank A/S Copenhagen DABADKKK
Eurozone – EUR* Landesbank Hessen-Thüringen Frankfurt HELADEFF
Eurozone – EUR** Deutsche Bank AG Frankfurt DEUTDEFF
Hong Kong – HKD Hongkong & Shanghai Banking Corp. Ltd. Hong Kong HSBCHKHHHKH
Hungary – HUF OTP Bank Nyrt Budapest OTPVHUHB
India – INR Kotak Mahindra Bank Ltd. Mumbai KKBKINBBCPC
Israel – ILS Bank Hapoalim BM Tel Aviv POALILIT
Japan – JPY MUFG Bank Ltd. Tokyo BOTKJPJT
Katar – QAR Qatar National Bank Doha QNBAQAQA
Kuwait – KWD National Bank of Kuwait Kuwait NBOKKWKW
Morocco – MAD Arab Bank Plc Casablanca ARABMAMC
Mexico – MXN BBVA Bancomer SA Mexico City BCMRMXMM
New Zealand – NZD ANZ Bank New Zealand Ltd. Wellington ANZBNZ22
Norway – NOK DnB Bank ASA Oslo DNBANOKK
Poland – PLN PKO Bank Polski SA Warsaw BPKOPLPW
Romania – RON Banca Comerciala Romana SA Bucharest RNCBROBU
Saudi Arabia – SAR Saudi National Bank Jeddah NCBKSAJE
Singapore – SGD Standard Chartered Bank (Singapore) Ltd. Singapore SCBLSG22
South Africa – ZAR** Standard Bank of South Africa Ltd. Johannesburg SBZAZAJJ
South Africa – ZAR* ABSA Bank LTD Johannesburg ABSAZAJJ
Sweden – SEK Skandinaviska Enskilda Banken AB Stockholm ESSESESS
Thailand – THB Bangkok Bank Public Company Ltd. Bangkok BKKBTHBK
Tunisia – TND  Banque de l'Habitat  Tunis  BHBKTNTT 
Turkiye – TRY Türkiye Is Bankasi Istanbul ISBKTRIS
United Arab Emirates – AED First Abu Dhabi Bank PJSC Abu Dhabi NBADAEAA
United Kingdom – GBP GBP HSBC Bank
London MIDLGB22
USA – USD* Citibank NA New York CITIUS33
USA – USD** Bank of New York Mellon New York IRVTUS3N

* Commercial payments and trade finance
** CLS non-eligible FX, MM, fiduciaries, precious metals, bank notes, derivative transactions and securities and related payments