Annual and half-yearly reports
Our business performance reports of the recent years.
Zürcher Kantonalbank creates trust through transparency and comprehensible information. Get an insight into our business.
Group income statement in CHF million | 2023 | 2022 |
---|---|---|
Operating result |
1,469 | 1,059 |
Group net income |
1,238 | 1,059 |
Balance sheet (before distribution of net profit) in CHF million | 2023 | 2022 |
---|---|---|
Total assets |
201,259 | 199,791 |
Mortgage loans |
100,874 | 96,838 |
Amounts due in respect of customer deposits |
101,452 | 103,351 |
Net equity |
14,268 | 13,299 |
Key figures and additional information |
2023 | 2022 |
---|---|---|
Return-on-Equity in % (RoE) | 9.3 | 8.4 |
Cost-Income-Ratio in % (CIR)* | 51.8 | 57.5 |
Risk-based capital ratio (going-concern) in %** | 18.7 | 18.2 |
Risk-based capital ratio (gone-concern) in %** |
8.0 | 4.3 |
Risk-based TLAC ratio** | 26.8 | 22.5 |
Fitch Rating | AAA | AAA |
Moody's Rating | Aaa | Aaa |
Standard & Poor's Rating | AAA | AAA |
Total assets under management in CHF million |
450,789 | 399,965 |
Headcount (adjusted for part-time employees on December 31st) |
5,539 | 5,249 |
Sustainability figures in CHF million |
2023 | 2022 |
---|---|---|
Distribution of profit to canton & municipalities |
528 | 491 |
* Calculation: Operating expenses divided by operating income (without changes in value adjustments for default risk and losses from interest operations).
** Based on the requirements for systemically important banks.
Please note: The figures published in the annual report are applicable.
The legal information applies.